:root{
  --navy:#0b2154;--navy-2:#16306b;--red:#e02b20;--red-2:#b52117;
  --ink:#0b2154;--ink-2:#3b4a5c;--muted:#5b6b7d;--line:#d8dee5;
  --ground:#f3f5f7;--surface:#fff;--sky:#9ec1ff;--on-navy:#c7d2e8;
  --radius:12px;--max:1280px;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:'Poppins',system-ui,-apple-system,Segoe UI,sans-serif;font-size:16px;line-height:1.6;color:var(--ink);background:var(--ground)}
img{max-width:100%;height:auto;display:block}
a{color:var(--red)}a:hover{color:var(--red-2)}
h1,h2,h3{line-height:1.1;margin:0 0 .5em;font-weight:700;color:var(--navy)}
h1{font-size:clamp(32px,4.5vw,52px);letter-spacing:-.01em}
h2{font-size:clamp(26px,3vw,38px)}
h3{font-size:20px;font-weight:600}
p{margin:0 0 1em}
ul,ol{padding-left:1.3em;margin:0 0 1em}
li{margin-bottom:.35em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
@media(min-width:900px){.wrap{padding:0 40px}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

/* buttons */
.btn{white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 22px;border-radius:10px;font-weight:600;font-size:16px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;font-family:inherit;line-height:1}
.btn-red{background:var(--red);color:#fff}.btn-red:hover{background:var(--red-2);color:#fff}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}.btn-outline:hover{background:var(--navy);color:#fff}
.btn-white{background:#fff;color:var(--navy)}.btn-white:hover{background:#eef2f7;color:var(--navy)}
.btn-ghost{border-color:#5b6b7d;color:#fff}.btn-ghost:hover{border-color:#fff;color:#fff}
.btn-lg{min-height:56px;padding:0 28px;font-size:18px}
.btn svg{flex-shrink:0}

/* utility bar + header */
.util{background:var(--navy);color:var(--on-navy);font-size:14px}
.util .wrap{display:flex;justify-content:space-between;align-items:center;min-height:40px;gap:16px}
.util span+span{margin-left:24px}
.util a{color:#fff;text-decoration:none;font-weight:600;white-space:nowrap}
@media(max-width:899px){.util .util-left span:not(:first-child){display:none}.util{font-size:13px}}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand-mark{width:38px;height:38px;border-radius:8px;background:var(--red);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.brand-name{font-weight:700;font-size:19px;letter-spacing:.01em;text-transform:uppercase;line-height:1}
.brand-tag{display:none;font-size:11px;color:var(--ink-2);font-weight:400;text-transform:none;letter-spacing:0;margin-top:3px}
.nav{display:none;gap:20px;margin:0;padding:0;align-items:center;font-weight:500;font-size:15px}
.nav>li{list-style:none;position:relative}
.nav a{color:var(--navy);text-decoration:none}
.nav a:hover{color:var(--red)}
.nav .sub{display:none;position:absolute;top:100%;left:-12px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px;min-width:260px;box-shadow:0 12px 30px rgba(11,33,84,.12);list-style:none;margin:0;z-index:60}
.nav li:hover>.sub,.nav li:focus-within>.sub{display:block}
.nav .sub a{display:block;padding:9px 12px;border-radius:6px;font-weight:500}
.nav .sub a:hover{background:var(--ground);color:var(--navy)}
.hdr-cta{display:none;gap:10px}
.menu-btn{width:44px;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;display:flex;align-items:center;justify-content:center;color:var(--navy);padding:0;cursor:pointer}
.call-btn{width:44px;height:44px;border-radius:8px;background:var(--red);display:flex;align-items:center;justify-content:center;color:#fff}
.hdr-mobile{display:flex;gap:8px}
@media(min-width:1024px){.nav{display:flex}.hdr-cta{display:flex}.hdr-mobile{display:none}.hdr .wrap{min-height:84px}.brand-mark{width:42px;height:42px}}
@media(min-width:1280px){.brand-tag{display:block}.nav{gap:30px}}
.mnav{display:none;background:#fff;border-bottom:1px solid var(--line)}
.mnav.open{display:block}
.mnav ul{list-style:none;margin:0;padding:8px 20px 16px}
.mnav a{display:block;padding:12px 0;border-bottom:1px solid var(--line);color:var(--navy);text-decoration:none;font-weight:500}
.mnav .sub a{padding-left:16px;font-weight:400;font-size:15px}
.mnav .sub{list-style:none;margin:0;padding:0}

/* hero */
.hero{background:var(--navy);color:#fff;padding:48px 0}
.hero .wrap{display:grid;gap:32px;align-items:center}
@media(min-width:900px){.hero{padding:72px 0 64px}.hero .wrap{grid-template-columns:1.1fr 1fr;gap:56px}}
.hero h1{color:#fff;margin-bottom:18px}
.eyebrow{display:block;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--sky);margin-bottom:14px}
.hero .lede{font-size:18px;color:var(--on-navy);max-width:560px}
@media(min-width:900px){.hero .lede{font-size:20px}}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 18px}
.hero-ctas .btn{flex:1 1 220px}
@media(min-width:600px){.hero-ctas .btn{flex:0 0 auto}}
.checks{display:flex;flex-wrap:wrap;gap:10px 24px;font-size:15px;color:var(--on-navy);list-style:none;padding:0;margin:0}
.checks li{display:flex;align-items:center;gap:8px}
.hero-img{border-radius:16px;overflow:hidden;background:var(--navy-2);aspect-ratio:4/3}
.hero-img img{width:100%;height:100%;object-fit:cover}

/* page header (inner pages) */
.phead{background:#fff;border-bottom:1px solid var(--line);padding:32px 0 40px}
.crumbs{font-size:14px;color:var(--ink-2);margin-bottom:14px}
.crumbs a{color:var(--ink-2);text-decoration:none}.crumbs a:hover{color:var(--red)}
.crumbs span{margin:0 6px}
.phead .lede{font-size:18px;color:var(--ink-2);max-width:760px}
.phead .checks{color:var(--ink-2);margin-top:12px}
.phead .checks svg{stroke:var(--navy)}

/* sections */
.sec{padding:56px 0}
@media(min-width:900px){.sec{padding:80px 0}}
.sec-white{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-head{display:flex;flex-direction:column;gap:8px;margin-bottom:32px}
.sec-head .eyebrow{color:var(--red);margin-bottom:4px}
.sec-head p{color:var(--ink-2);max-width:640px;font-size:17px}
.two{display:grid;gap:32px;align-items:center}
@media(min-width:900px){.two{grid-template-columns:1fr 1fr;gap:64px}}
.two-content{display:grid;gap:40px}
@media(min-width:1024px){.two-content{grid-template-columns:minmax(0,1fr) 380px;gap:56px;align-items:start}}
.fig{border-radius:16px;overflow:hidden;background:#e3e8ee;aspect-ratio:3/2}
.fig img{width:100%;height:100%;object-fit:cover}

/* trust strip */
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:1fr;gap:0}
@media(min-width:700px){.trust .wrap{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1024px){.trust .wrap{grid-template-columns:repeat(4,1fr)}}
.trust-item{display:flex;gap:14px;padding:22px 20px 22px 0;border-bottom:1px solid var(--line)}
@media(min-width:1024px){.trust-item{padding:28px 24px;border-bottom:0;border-right:1px solid var(--line)}.trust-item:first-child{padding-left:0}.trust-item:last-child{border-right:0;padding-right:0}}
.trust-item svg{flex-shrink:0;stroke:var(--navy)}
.trust-item b{display:block;font-size:17px;font-weight:600;margin-bottom:2px}
.trust-item span{font-size:14px;color:var(--ink-2)}

/* cards */
.grid{display:grid;gap:20px}
@media(min-width:640px){.grid-2{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;display:flex;flex-direction:column;gap:12px;text-decoration:none;color:var(--ink)}
a.card:hover{border-color:var(--navy);color:var(--ink)}
.card svg{stroke:var(--navy)}
.card h3{margin:0;font-size:21px}
.card p{margin:0;font-size:15px;color:var(--ink-2)}
.card .more{margin-top:auto;font-weight:600;color:var(--red);font-size:15px}
.feat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.feat b{display:block;font-size:17px;font-weight:600;margin-bottom:4px}
.feat span{font-size:15px;color:var(--ink-2)}

/* steps + faq */
.steps{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;margin:0;padding:0;list-style:none;counter-reset:s}
.steps li{display:flex;gap:18px;padding:20px 24px;border-bottom:1px solid var(--line);counter-increment:s}
.steps li:last-child{border-bottom:0}
.steps li::before{content:counter(s);width:32px;height:32px;border-radius:999px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:16px;flex-shrink:0}
.steps b{display:block;font-size:17px;font-weight:600;margin-bottom:2px}
.steps span{font-size:15px;color:var(--ink-2)}
.faq{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-child{border-bottom:0}
.faq summary{cursor:pointer;padding:18px 24px;font-weight:600;font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--muted);flex-shrink:0}
.faq details[open] summary::after{content:"−"}
.faq .a{padding:0 24px 20px;color:var(--ink-2);font-size:15px}
.faq .a p:last-child{margin:0}

/* chips */
.chips{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.chips li a,.chips li span{display:inline-block;padding:9px 15px;border-radius:8px;background:var(--ground);font-size:15px;font-weight:500;color:var(--navy);text-decoration:none}
.chips li a:hover{background:var(--navy);color:#fff}
.chips.pill li span{border:1px solid var(--line);background:#fff;border-radius:999px;font-size:14px}

/* prose */
.prose h2{font-size:clamp(24px,2.6vw,32px);margin-top:1.6em}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{font-size:17px;color:var(--ink-2)}
.prose strong{color:var(--ink)}
.prose .fig{margin:0 0 32px}

/* quote card / form */
.quote{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px}
@media(min-width:1024px){.quote.sticky{position:sticky;top:100px}}
.quote h2,.quote h3{font-size:24px;margin-bottom:6px}
.quote>p{font-size:15px;color:var(--ink-2)}
.f{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}
.f label{font-size:14px;font-weight:600}
.f input,.f select,.f textarea{min-height:46px;padding:10px 14px;border:1px solid #b5c0cc;border-radius:8px;font-size:15px;font-family:inherit;background:#fff;color:var(--ink);width:100%}
.f textarea{min-height:96px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:2px solid var(--navy);outline-offset:1px;border-color:var(--navy)}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.hp{position:absolute;left:-9999px}
.quote .btn{width:100%}
.quote .alt{display:flex;align-items:center;gap:12px;padding-top:14px;margin-top:6px;border-top:1px solid var(--line);font-size:14px;color:var(--ink-2)}
.quote .alt a{font-weight:600;font-size:16px;text-decoration:none}
.notice{padding:12px 14px;border-radius:8px;font-size:15px;margin-bottom:14px;display:none}
.notice.ok{display:block;background:#e8f5ec;color:#1d5d33}
.notice.err{display:block;background:#fdeceb;color:#8a1d15}

/* cta band + footer */
.cta{background:var(--red);color:#fff;padding:48px 0}
.cta .wrap{display:flex;flex-direction:column;gap:20px}
@media(min-width:900px){.cta{padding:64px 0}.cta .wrap{flex-direction:row;justify-content:space-between;align-items:center;gap:40px}}
.cta h2{color:#fff;margin-bottom:6px}
.cta p{color:#ffd6d3;font-size:17px;margin:0}
.cta-btns{display:flex;flex-wrap:wrap;gap:12px;flex-shrink:0}
.cta-btns .btn-ghost{border-color:#fff}
.ftr{background:var(--navy);color:var(--on-navy);padding:48px 0 32px;font-size:15px}
.ftr-grid{display:grid;gap:32px;margin-bottom:36px}
@media(min-width:700px){.ftr-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.ftr h4{color:#fff;font-size:15px;font-weight:600;margin:0 0 12px}
.ftr ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px}
.ftr a{color:var(--on-navy);text-decoration:none}.ftr a:hover{color:#fff}
.ftr .brand-name{color:#fff;display:block;margin-bottom:12px}
.ftr .tel{font-size:20px;font-weight:600;color:#fff;display:inline-block;margin:8px 0}
.ftr-bottom{border-top:1px solid #24407a;padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:8px;font-size:13px;color:#8ea0c4}
.ftr-bottom a{color:#8ea0c4}

/* sticky mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--line);padding:10px 16px;display:flex;gap:10px}
.callbar .btn{flex:1;min-height:46px}
@media(min-width:1024px){.callbar{display:none}}
@media(max-width:1023px){body{padding-bottom:70px}}

/* blog */
.post-list{display:grid;gap:20px}
@media(min-width:700px){.post-list{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1024px){.post-list{grid-template-columns:repeat(3,1fr)}}
.post-card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:var(--ink)}
.post-card:hover{border-color:var(--navy);color:var(--ink)}
.post-card .fig{border-radius:0;aspect-ratio:16/9}
.post-card .body{padding:20px;display:flex;flex-direction:column;gap:8px}
.post-card h3{font-size:19px;margin:0}
.post-card p{margin:0;font-size:15px;color:var(--ink-2)}
.post-card time{font-size:13px;color:var(--muted)}
.post-meta{font-size:14px;color:var(--muted);margin-bottom:8px}
.article{max-width:760px}
.article .fig{aspect-ratio:16/9}
.related{margin-top:48px}
.gallery{display:grid;gap:16px;grid-template-columns:repeat(2,1fr)}
@media(min-width:900px){.gallery{grid-template-columns:repeat(4,1fr)}}
.gallery .fig{aspect-ratio:1}
.map{border-radius:16px;overflow:hidden;border:1px solid var(--line);aspect-ratio:16/10;background:#e3e8ee}
.map iframe{width:100%;height:100%;border:0}
.nap{font-size:17px;line-height:1.7}
.nap b{display:block;color:var(--navy)}